Customer Service

Current WesternBank Interest Rates

Whether you're shopping for a car loan or deciding on the best savings option, we work hard to provide the most competitive rates in the market.

Below are a sampling of our current rates for our deposit products. Contact us to find the product at a rate that's right for you.

Disclaimer: Rates and programs are subject to change at bank discretion without notice.

Account	Minimum Balance to Obtain APY	Minimum Deposit to Open	Interest Rate	APY
Savings Accounts **
Regular Savings	0	$250	.05%	.05%
Holiday Club	0	$25	.15%	.15%
Money Market Savings	0	$1,000	.05%	.05%
Money Market-Premier	0	$10,000	.10%	.10%
Traditional IRA	0	$50	.69%	.69%
Roth IRA	0	$50	.69%	.69%
** Rates may change after account opening. Annual Percentage Yield (APY) is the effective annual interest rate. Fees may reduce earnings.

Term	Minimum Balance	Interest Rate	APY
Certificates of Deposits*
3-Month	$1,000-9,999	.11%	.11%
	$10,000 & Over	.15%	.15%
6-Month	$1,000-9,999	.15%	.15%
	$10,000 & Over	.24%	.24%
12-Month	$1,000-9,999	.29%	.29%
	$10,000 & Over	.39%	.39%
18-Month	$1,000-9,999	.29%	.29%
	$10,000 & Over	.39%	.39%
24-Month	$1,000-9,999	.41%	.41%
	$10,000 & Over	.55%	.55%
36-Month	$1,000-9,999	.66%	.66%
	$10,000 & Over	.81%	.81%
48-Month	$10,000 & Over	1.09%	1.10%
* A penalty will be imposed for early withdrawal on certificates APY = Annual Percentage Yield

Account	Minimum Balance	Interest Rate	APY
Interest-Bearing Checking Accounts**
Preferred Plus (Minimum Opening deposit is $1,000)	$0.01	.05%	.05%
Business Preferred Plus (Minimum Opening deposit is $100)	$0.01	.05%	.05%
** Rates may change after account opening. Annual Percentage Yield (APY) is the effective annual interest rate. Fees may reduce earnings.

* A penalty will be imposed for early withdrawal on certificates

** Fees charged on any deposit account could reduce the earnings

APY = Annual Percentage Yield